Military members can purchase a home with $0 down, financing 100% of the home's value. This eliminates the need for years of saving that would be required for the 3%–5% down payments typical of conventional or FHA loans.
(PMI): Conventional loans usually require PMI if the down payment is less than 20%. VA loans do not require monthly mortgage insurance, which can save borrowers hundreds of dollars every month
The VA caps the amount lenders can charge for certain fees and allows sellers to contribute up to 4% of the loan amount toward concessions
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